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All premium football picks and prediction packages are released with our guarantee. This guarantee ensures that our Premium Picks Packages (Bronze, Silver & Gold) will earn a profit or your next package of equal or lesser value is free. We will credit your account for the full amount of any purchased package that does not earn a profit, so that you can use these site credits to order future premium football picks packages. Therefore, you can always purchase our Premium Picks Packages knowing that your investment with us is guaranteed to not lose.
All premium football picks and prediction packages are measured ATS (against the spread). If the combined winning percentage of the games in a purchased picks package is greater or equal to 50% (or .500), then the sports picks package is considered to have won. If the combined winning percentage of the games in a purchased picks package is less than 50% (or .500), then the sports picks package is considered to have lost. To calculate the winning percentage of any premium football picks and prediction packages, all you have to do is take the number of winning games and divide it by the total number of games in that particular football picks package.
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If you would like to request a credit for a losing Premium Picks Package, please click the link below.
HTBF Credit Request Form
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